Why UnyKorn Exists
Tokenized assets are projected to represent a $16 trillion market by 2030. But the infrastructure to fund, issue, custody, settle, and comply with regulated capital instruments doesn't exist in a single execution environment.
Today, institutions stitch together custody APIs from Fireblocks and BitGo, compliance vendors for KYC/AML, bridge protocols for cross-chain settlement, stablecoin rails from Circle, and trade finance systems that still operate on paper. Every integration is a liability. Every handoff is a reconciliation risk. Every vendor boundary is a failure domain.
The result: fragmented audit trails, non-deterministic settlement, and weeks of latency on instruments that should clear in seconds.
UnyKorn eliminates the stitching. It is a single deterministic runtime where custody selection, compliance enforcement, multi-rail settlement, and asset issuance execute as one atomic operation — with a complete audit trail, from intent to finality.
What It Actually Is
UnyKorn is a purpose-built Layer 1 blockchain — a Funding OS — designed for institutional-grade capital operations. It is not a general-purpose smart contract platform. It is not a DeFi chain. It is not a token launch vehicle.
It is four systems in one deterministic execution environment:
- Funding Engine: Deterministic routing across XRPL, Fireblocks MPC, BitGo multi-sig, and Circle USDC/CCTP. One API call. One audit trail.
- Compliance Runtime: KYC/AML policy enforcement at the consensus level. Transactions that fail 2-of-3 policy quorum never enter the mempool.
- Issuance Stack: Tokenize real-world assets with UCP 600 trade finance instruments, ERC-6551 vaults, and verifiable custody chains.
- Settlement Layer: Cross-border settlement through XRPL escrow, stablecoin rails, and institutional custody. Sub-minute finality.
The XRPL Role
UnyKorn doesn't compete with the XRP Ledger — it extends it. The native XRPL bridge implements XLS-38d sidechain protocols for bidirectional asset transfer: XRP escrow, trust line management, DEX order book access, and cross-chain settlement.
Infrastructure-class validators run both UnyKorn and XRPL nodes. Bridge transactions follow a commit-verify-finalize pattern with 3-of-5 threshold signing and automatic circuit breakers. This provides institutional-grade cross-border settlement while leveraging XRPL's proven payment infrastructure.
The Custody Model
UnyKorn integrates three institutional custody providers natively:
- Fireblocks MPC: Keyless signing infrastructure with JWT-authenticated vault management, institutional treasury operations, and multi-asset deposit addresses.
- BitGo Multi-Sig: HSM-backed 2-of-3 key management with hot and cold custody, enterprise governance, and pending approval workflows.
- Circle USDC/CCTP: Stablecoin minting, redemption, cross-chain transfer protocol, and fiat on/off ramp APIs for price-stable settlement.
The FundingRouter selects optimal execution paths based on asset type, destination chain, settlement speed, and compliance requirements. The FundingLedger maintains unified double-entry accounting across all providers.
Compliance Is Not an Afterthought
Most blockchains bolt compliance on after settlement. UnyKorn inverts this. Compliance is a consensus-level primitive. Transactions involving regulated instruments must pass a 2-of-3 policy quorum — evaluated by Compliance-class validators — before mempool admission. Non-compliant transactions are rejected before block inclusion, eliminating settlement reversal risk entirely.
The DID-based identity layer supports institutional hierarchies with role-based permissions. KYC/AML verification uses W3C Verifiable Credentials. The policy engine is configurable per jurisdiction — SEC, FinCEN, FCA, MAS, HKMA.
The Build
17 Rust crates across 2 workspaces. 5 Solidity contracts. ~130 TypeScript source files. 398+ tests passing. Zero unsafe blocks. Every crate is independently testable. Dual-chain anchoring with SHA-256 state chain and BLAKE3 genome chain.
